Master Store Credit Card Lender List

We can’t talk about credit cards without mentioning store branded credit cards, and the good news is, there is for the most part 2 big providers Synchrony Bank & Comenity Bank) that cover most stores and the rest are covered by a few other banks (Capital One & Barclays) Characteristics of store-branded credit cards can […]

Master Credit Card Lender List

This is my master lender list of most credit cards in America, which has taken me over a year to put together and update. It started as a very simple list that wasn’t mine and had data on some cards like what bureau they pull from and some had credit scores they liked to see. […]

Definitive Guide To Capital One Credit Cards

This will be a dedicated guide to Capital One credit cards that I hope will be one of the only stops you have to make in getting all the information you need in order to get your very first or additional Capital One cards. Capital One credit cards are a pretty mixed bag in terms […]

Definitive Guide To American Express Credit Cards

This will be a dedicated guide to American Express credit cards that I hope will be one of the only stops you have to make in getting all the information you need in order to get your very first or additional Amex cards. American Express credit cards are considered the pinnacle of cards to get […]

Finding Pre-Qualified Credit Card Offers

One of the most common questions I get asked is if there is a way to figure out what your odds of getting approved for a new credit are before you even attempt to apply and well I have the best thing we have available to us as consumers and that is called a pre-qualified […]

Best Tradelines For Bad Credit

First off let me be clear about something, the contents of posts like “Best Tradelines For Bad Credit” are not sponsored and not “my pick” because I have an affiliation with the creditors. If you look around at your typical “credit site” like Nerd Wallet or Bankrate, they all do the same thing, which is […]

Worst Credit Cards For Bad Credit

The national average credit score hit an all time high in September 2019 of 695, according to FICO. However there is still a large percentage of the US that falls into “bad” credit scores and 14% who are still credit invisible or have no profile at all. The largest concentration of lower credit scores is […]