I wanted to start off mentioning a core rule that Chase Bank follows when it comes to credit card approval criteria. Chase follows what they call a 5/24 rule, which means its almost impossible to get approved for a new Chase credit card if you have 5 + inquiries on your credit file in last […]
This is my master lender list of most credit cards in America, which has taken me over a year to put together and update. It started as a very simple list that wasn’t mine and had data on some cards like what bureau they pull from and some had credit scores they liked to see. […]
This will be a dedicated guide to American Express credit cards that I hope will be one of the only stops you have to make in getting all the information you need in order to get your very first or additional Amex cards. American Express credit cards are considered the pinnacle of cards to get […]
The current US economy that has been created from the Covid-19 is a strange one to say the least. You are hearing stories ranging from people not wanting to go back to work because they are literally making more money from unemployment perks vs working and then you have millions who are calling up credit-card […]
The days of easy credit approvals and clockwork CLIs may be ending soon!
Fresh Consumer Credit & Debt Data Some fresh consumer debt stats for you (A mix of December 2019 & April 2020 data).. Average FICO credit score was 695 and on VantageScore it was 673 (as of December) Approximately 14% of the population has no credit score whatsoever and is labeled as credit invisible.(as of December) […]